️ New Rules from November 1, 2025: Major Changes in Aadhaar, GST & Banking

Starting today, November 1, 2025, several important rules across India have come into effect. These include new updates to Aadhaar, GST slabs, banking norms, and pension rules — all of which will directly impact your daily life.

Let’s take a look at what’s changing from today

Aadhaar Card: Big Changes Announced

The Unique Identification Authority of India (UIDAI) has rolled out new Aadhaar update rules that make the process faster and easier for everyone.

✅ You can now update your Aadhaar details online — including:

Name
Address
Date of Birth
Mobile Number

All of this can be done from the comfort of your home, without standing in queues at Aadhaar centers.

New Aadhaar Fee Structure

Children’s biometric update: Free for one year (earlier ₹125)
Name, address, or mobile number update: ₹75
️ Biometric update (fingerprint, iris, photo): ₹125
Online document update: Free till June 14, 2026 → ₹75 thereafter
Reprint of Aadhaar card: ₹40

Aadhaar–PAN Linking: Final Deadline

If you haven’t linked your Aadhaar with your PAN card, do it before December 31, 2025.

From January 1, 2026, unlinked PAN cards may be deactivated, which means you won’t be able to:

Operate mutual fund or demat accounts
File income tax returns
Make PAN-based transactions

Don’t wait — complete the linking process immediately!

GST Slabs Revised from Today

The government has restructured GST slabs, effective November 1, 2025, to simplify the tax system.

What’s new:

The 12% and 28% slabs have been removed.
A new 40% GST slab has been introduced for luxury and sin goods (like premium cars, tobacco, and alcohol).

This change aims to streamline taxation and reduce confusion for both businesses and consumers.

Important for Pensioners

All pensioners must submit their Life Certificate by November 30, 2025, to continue receiving their pension.

Submit easily through:

The Jeevan Pramaan Portal (online)
Or at your bank branch

Digital submission is encouraged to save time and avoid queues.

Bank Account Rule Update: Up to 4 Nominees Allowed

A major update in the banking system is being implemented from today, November 1, 2025.

Account holders can now add up to four nominees to a single bank account.

✅ This move aims to:

Increase transparency in claim settlements
Simplify nominee management for families
Ensure faster fund disbursement in case of emergencies

Why These Changes Matter

These reforms are designed to make everyday processes more digital, transparent, and efficient. From Aadhaar updates to financial security — November 2025 brings rule changes that every citizen should know about.